Founded by a business owner who learned to turn everyday spend into First Class experiences.
Who We Are
Our Story
Ryan started traveling for free with points from his first 7-figure business back in 2016. Hundreds of first-class cabins and countries later, it was time to return that experience to business owners like you. Ryan actively owns multiple companies, most notably Category 5 Window & Door in Orlando, FL, and First Class Advisors was born from real client demand.
Several of Category 5’s clients asked Ryan to apply his travel and card strategies to their businesses. That early interest proved there was a clear market need, and First Class Advisors was created to meet it: practical, tested, and run by someone who uses these strategies every day.
How we’re different
Business owner first, points expert second. Ryan runs multi 7-figure operations daily, so strategies fit real business workflows, not the other way around.
Macro → micro approach. We look at company cashflow, AP/AR, and SOPs so rewards integrate into existing operations.
Direct partner access. We introduce clients to dedicated reps (Melio, American Express, Chase) — no random toll-free numbers.
Flexible scope. From a short 1-hour consult to full integration with CFOs and ownership, we scale to your needs.
Credibility & origin story
The first clients of First Class Advisors were customers of Category 5, our approach grew out of real business needs. Today we maintain relationships with industry partners like Melio, American Express, and Chase to secure better offers and credit access for clients.
How We Engage
1-Hour Strategy Consult
Quick audit & immediate next steps
• 30–45 minute remote review of card usage and high-level cashflow.
• Actionable checklist with 3 immediate wins you can implement this week.
What you’ll get:
• A one-page summary with prioritized next steps.
• A short follow-up email with recommended first actions.
Who it’s for: Small teams, founders who want fast clarity.
Tailored Roadmap
Full audit, prioritized playbook
• Deep audit of cards, redemptions, SOPs and monthly cashflow.
• A tailored roadmap showing where to earn more and redeem smarter.
What you’ll get:
• A 6–8 page roadmap (PDF) with prioritized tactical steps.
• Recommendations for immediate & 90-day wins.
Who it’s for: Finance teams and owners who want an implementable plan.
Full Integration
Embed rewards into your operations
• AP/AR + CFO collaboration to install systems that capture every return.
• Ongoing monitoring, partner introductions, and execution support.
What you’ll get:
• Integrated workflow playbook, training materials, and quarterly reviews.
• Direct rep introductions (Melio, Amex, Chase) and credit advocacy.
Who it’s for: Mid-size and enterprise owners who want scale and automation.
— Ryan, Founder